# The Schultz Group of NY, Inc.

> Compare multiple insurance quotes from your local independent insurance agent today. The Schultz Group of NY provides Auto Insurance, Home Insurance, Business / Commercial Insurance, Life / Health Insurance, and Medicare Solutions for all of New York.

## Sitemap

- [Sitemap](https://www.schultzgroupofny.com/sitemap.xml): Contains all public and indexable URLs for this website.

## Pages

- [Individual Long-Term Care (LTC) Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-long-term-care-ltc-insurance/): The Schultz Group of NY provides Individual Long-Term Care (LTC) Insurance for Rochester and all of New York.
- [Vineyard & Winery Insurance](https://www.schultzgroupofny.com/business-insurance/vineyard-winery-insurance/): The Schultz Group of NY provides Vineyard & Winery Insurance for Rochester and all of New York.
- [Manufacturer Insurance](https://www.schultzgroupofny.com/business-insurance/manufacturer-insurance/): The Schultz Group of NY provides Manufacturer Insurance for Rochester and all of New York.
- [Church Insurance](https://www.schultzgroupofny.com/business-insurance/church-insurance/): The Schultz Group of NY provides Church Insurance for Rochester and all of New York.
- [Uninsured Motorist](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/uninsured-motorist/): The Schultz Group of NY provides Uninsured Motorist for Rochester and all of New York.
- [Medigap](https://www.schultzgroupofny.com/medicare/medigap/): The Schultz Group of NY provides Medigap for Rochester and all of New York.
- [Medicare Part D](https://www.schultzgroupofny.com/medicare/medicare-part-d/): The Schultz Group of NY provides Medicare Part D for Rochester and all of New York.
- [Medicare Part C](https://www.schultzgroupofny.com/medicare/medicare-part-c/): The Schultz Group of NY provides Medicare Part C for Rochester and all of New York.
- [Medicare Part B](https://www.schultzgroupofny.com/medicare/medicare-part-b/): The Schultz Group of NY provides Medicare Part B for Rochester and all of New York.
- [Universal Life Insurance](https://www.schultzgroupofny.com/life-health-insurance/universal-life-insurance/): The Schultz Group of NY provides Universal Life Insurance for Rochester and all of New York.
- [Term Life Insurance](https://www.schultzgroupofny.com/life-health-insurance/term-life-insurance/): The Schultz Group of NY provides Term Life Insurance for Rochester and all of New York.
- [Whole Life Insurance](https://www.schultzgroupofny.com/life-health-insurance/whole-life-insurance/): The Schultz Group of NY provides Whole Life Insurance for Rochester and all of New York.
- [Medicare Part A](https://www.schultzgroupofny.com/medicare/medicare-part-a/): The Schultz Group of NY provides Medicare Part A for Rochester and all of New York.
- [Accessibility Statement](https://www.schultzgroupofny.com/accessibility-statement/): The Schultz Group of NY provides Accessibility Statement for Rochester and all of New York.
- [July 4th Facebook Giveaway $50 Amazon Gift Card!](https://www.schultzgroupofny.com/july-4th-facebook-giveaway-50-amazon-gift-card/): The Schultz Group of NY provides July 4th Facebook Giveaway $50 Amazon Gift Card! for Rochester and all of New York.
- [Annual Insurance Checklist](https://www.schultzgroupofny.com/policy-service-center/annual-insurance-checklist/): The Schultz Group of NY provides Annual Insurance Checklist for Rochester and all of New York.
- [Insurance Blog](https://www.schultzgroupofny.com/blog/): Stay up to date with helpful insurance news and tips from The Schultz Group of NY.
- [Individual Vision Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-vision-insurance/): The Schultz Group of NY provides Individual Vision Insurance for Rochester and all of New York.
- [Individual Dental Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-dental-insurance/): The Schultz Group of NY provides Individual Dental Insurance for Rochester and all of New York.
- [Thank You](https://www.schultzgroupofny.com/thank-you/): The Schultz Group of NY provides Thank You for Rochester and all of New York.
- [Secure Staff Contact Form](https://www.schultzgroupofny.com/secure-staff-contact-form/): The Schultz Group of NY provides Secure Staff Contact Form for Rochester and all of New York.
- [Customer Reviews](https://www.schultzgroupofny.com/reviews/): We strive to provide excellent customer service. Read why people in New York choose The Schultz Group of NY. See our Google, Facebook, and Yelp reviews.
- [Write a Review](https://www.schultzgroupofny.com/write-a-review/): The Schultz Group of NY provides Write a Review for Rochester and all of New York.
- [Affordable Care Act](https://www.schultzgroupofny.com/affordable-care-act/): The Schultz Group of NY provides Affordable Care Act for Rochester and all of New York.
- [Medicare](https://www.schultzgroupofny.com/medicare/): The Schultz Group of NY provides Medicare for Rochester and all of New York.
- [Refer a Friend](https://www.schultzgroupofny.com/refer-a-friend/): The Schultz Group of NY provides Refer a Friend for Rochester and all of New York.
- [Garage Insurance](https://www.schultzgroupofny.com/business-insurance/garage-insurance/): The Schultz Group of NY provides Garage Insurance for Rochester and all of New York.
- [Final Expense Insurance](https://www.schultzgroupofny.com/life-health-insurance/final-expense-insurance/): The Schultz Group of NY provides Final Expense Insurance for Rochester and all of New York.
- [Secure Quote Request](https://www.schultzgroupofny.com/secure-quote-request/): The Schultz Group of NY provides Secure Quote Request for Rochester and all of New York.
- [Secure Contact Form](https://www.schultzgroupofny.com/secure-contact-form/): Please complete this form and a member of our team will contact you as soon as possible.
- [Home Page](https://www.schultzgroupofny.com/): Compare multiple insurance quotes from your local independent insurance agent today. The Schultz Group of NY provides Auto Insurance, Home Insurance, Business / Commercial Insurance, Life / Health Insurance, and Medicare Solutions for all of New York.
- [Individual Life Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-life-insurance/): The Schultz Group of NY provides Individual Life Insurance for Rochester and all of New York.
- [Mortgage Protection Insurance](https://www.schultzgroupofny.com/life-health-insurance/mortgage-protection-insurance/): The Schultz Group of NY provides Mortgage Protection Insurance for Rochester and all of New York.
- [Individual & Family Health Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-health-insurance/): The Schultz Group of NY provides Individual & Family Health Insurance for Rochester and all of New York.
- [Individual Disability Insurance](https://www.schultzgroupofny.com/life-health-insurance/individual-disability-insurance/): The Schultz Group of NY provides Individual Disability Insurance for Rochester and all of New York.
- [Workers’ Compensation Insurance](https://www.schultzgroupofny.com/business-insurance/workers-compensation-insurance/): The Schultz Group of NY provides Workers’ Compensation Insurance for Rochester and all of New York.
- [Wholesalers & Distributors Insurance](https://www.schultzgroupofny.com/business-insurance/wholesalers-distributors-insurance/): The Schultz Group of NY provides Wholesalers & Distributors Insurance for Rochester and all of New York.
- [Technology Insurance](https://www.schultzgroupofny.com/business-insurance/technology-insurance/): The Schultz Group of NY provides Technology Insurance for Rochester and all of New York.
- [Surety Bonds](https://www.schultzgroupofny.com/business-insurance/surety-bonds/): The Schultz Group of NY provides Surety Bonds for Rochester and all of New York.
- [Special Event Insurance](https://www.schultzgroupofny.com/business-insurance/special-event-insurance/): The Schultz Group of NY provides Special Event Insurance for Rochester and all of New York.
- [Restaurant & Bar Insurance](https://www.schultzgroupofny.com/business-insurance/restaurant-bar-insurance/): The Schultz Group of NY provides Restaurant & Bar Insurance for Rochester and all of New York.
- [Professional Liability (Errors & Omissions) Insurance](https://www.schultzgroupofny.com/business-insurance/professional-liability-errors-omissions-insurance/): The Schultz Group of NY provides Professional Liability (Errors & Omissions) Insurance for Rochester and all of New York.
- [Product Liability Insurance](https://www.schultzgroupofny.com/business-insurance/product-liability-insurance/): The Schultz Group of NY provides Product Liability Insurance for Rochester and all of New York.
- [Liquor Liability Insurance](https://www.schultzgroupofny.com/business-insurance/liquor-liability-insurance/): The Schultz Group of NY provides Liquor Liability Insurance for Rochester and all of New York.
- [Hotel & Motel Hospitality Insurance](https://www.schultzgroupofny.com/business-insurance/hotel-motel-hospitality-insurance/): The Schultz Group of NY provides Hotel & Motel Hospitality Insurance for Rochester and all of New York.
- [General Liability Insurance](https://www.schultzgroupofny.com/business-insurance/general-liability-insurance/): The Schultz Group of NY provides General Liability Insurance for Rochester and all of New York.
- [Employment Practices Liability Insurance (EPLI)](https://www.schultzgroupofny.com/business-insurance/employment-practices-liability-insurance-epli/): The Schultz Group of NY provides Employment Practices Liability Insurance (EPLI) for Rochester and all of New York.
- [Commercial Earthquake Insurance](https://www.schultzgroupofny.com/business-insurance/commercial-earthquake-insurance/): The Schultz Group of NY provides Commercial Earthquake Insurance for Rochester and all of New York.
- [Contractor’s General Liability Insurance](https://www.schultzgroupofny.com/business-insurance/contractors-general-liability-insurance/): The Schultz Group of NY provides Contractor’s General Liability Insurance for Rochester and all of New York.
- [Commercial Umbrella Insurance](https://www.schultzgroupofny.com/business-insurance/commercial-umbrella-insurance/): The Schultz Group of NY provides Commercial Umbrella Insurance for Rochester and all of New York.
- [Commercial Trucking Insurance](https://www.schultzgroupofny.com/business-insurance/commercial-trucking-insurance/): The Schultz Group of NY provides Commercial Trucking Insurance for Rochester and all of New York.
- [Commercial Property Insurance](https://www.schultzgroupofny.com/business-insurance/commercial-property-insurance/): The Schultz Group of NY provides Commercial Property Insurance for Rochester and all of New York.
- [Commercial Auto Insurance](https://www.schultzgroupofny.com/business-insurance/commercial-auto-insurance/): The Schultz Group of NY provides Commercial Auto Insurance for Rochester and all of New York.
- [Business Owners Package Insurance](https://www.schultzgroupofny.com/business-insurance/bop-business-owners-package-insurance/): The Schultz Group of NY provides Business Owners Package Insurance for Rochester and all of New York.
- [Business Interruption Insurance](https://www.schultzgroupofny.com/business-insurance/business-interruption-insurance/): The Schultz Group of NY provides Business Interruption Insurance for Rochester and all of New York.
- [Builders’ Risk Insurance](https://www.schultzgroupofny.com/business-insurance/builders-risk-insurance/): The Schultz Group of NY provides Builders’ Risk Insurance for Rochester and all of New York.
- [Life & Health Insurance](https://www.schultzgroupofny.com/life-health-insurance/): The Schultz Group of NY provides Life & Health Insurance for Rochester and all of New York.
- [Auto ID Card Request](https://www.schultzgroupofny.com/policy-service-center/auto-id-card-request/): The Schultz Group of NY provides Auto ID Card Request for Rochester and all of New York.
- [Certificate of Insurance Request](https://www.schultzgroupofny.com/policy-service-center/certificate-of-insurance-request/): The Schultz Group of NY provides Certificate of Insurance Request for Rochester and all of New York.
- [Policy Change Request](https://www.schultzgroupofny.com/policy-service-center/policy-change-request/): The Schultz Group of NY provides Policy Change Request for Rochester and all of New York.
- [Copyrights and Privacy Statement](https://www.schultzgroupofny.com/copyrights-and-privacy-statement/): The Schultz Group of NY provides Copyrights and Privacy Statement for Rochester and all of New York.
- [Business Insurance](https://www.schultzgroupofny.com/business-insurance/): The Schultz Group of NY provides Business Insurance for Rochester and all of New York.
- [Insurance Resources](https://www.schultzgroupofny.com/policy-service-center/insurance-resources/): The Schultz Group of NY provides Insurance Resources for Rochester and all of New York.
- [File a Claim](https://www.schultzgroupofny.com/policy-service-center/file-a-claim/): The Schultz Group of NY is here to help you every step of the way to make your claim experience as simple and convenient as possible.
- [Online Billing & Payments](https://www.schultzgroupofny.com/policy-service-center/online-billing-payments/): The Schultz Group of NY makes it convenient to pay your insurance premiums directly with your insurance company.
- [Policy Service Center](https://www.schultzgroupofny.com/policy-service-center/): Our support center allows policyholders to request policy changes, report claims, and make payments directly to your insurance company.
- [Valuable Items Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/valuable-items-insurance/): The Schultz Group of NY provides Valuable Items Insurance for Rochester and all of New York.
- [Snowmobile Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/snowmobile-insurance/): The Schultz Group of NY provides Snowmobile Insurance for Rochester and all of New York.
- [Renters Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/renters-insurance/): The Schultz Group of NY provides Renters Insurance for Rochester and all of New York.
- [Personal Watercraft Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/personal-watercraft-insurance/): The Schultz Group of NY provides Personal Watercraft Insurance for Rochester and all of New York.
- [Personal Umbrella Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/personal-umbrella-insurance/): The Schultz Group of NY provides Personal Umbrella Insurance for Rochester and all of New York.
- [Motorcycle Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/motorcycle-insurance/): The Schultz Group of NY provides Motorcycle Insurance for Rochester and all of New York.
- [Motor Home / RV Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/motor-home-rv-insurance/): The Schultz Group of NY provides Motor Home / RV Insurance for Rochester and all of New York.
- [Mobile (Manufactured) Home Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/mobile-manufactured-home-insurance/): The Schultz Group of NY provides Mobile (Manufactured) Home Insurance for Rochester and all of New York.
- [Rental Property Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/rental-property-insurance/): The Schultz Group of NY provides Rental Property Insurance for Rochester and all of New York.
- [Homeowners Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/homeowners-insurance/): The Schultz Group of NY provides Homeowners Insurance for Rochester and all of New York.
- [Flood Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/flood-insurance/): The Schultz Group of NY provides Flood Insurance for Rochester and all of New York.
- [Earthquake Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/earthquake-insurance/): The Schultz Group of NY provides Earthquake Insurance for Rochester and all of New York.
- [Condominium Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/condominium-insurance/): The Schultz Group of NY provides Condominium Insurance for Rochester and all of New York.
- [Collector Car Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/collector-car-insurance/): The Schultz Group of NY provides Collector Car Insurance for Rochester and all of New York.
- [Boat & Marine Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/boat-marine-insurance/): The Schultz Group of NY provides Boat & Marine Insurance for Rochester and all of New York.
- [Auto Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/auto-insurance/): The Schultz Group of NY provides Auto Insurance for Rochester and all of New York.
- [ATV Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/atv-insurance/): The Schultz Group of NY provides ATV Insurance for Rochester and all of New York.
- [Auto, Home, and Personal Insurance](https://www.schultzgroupofny.com/auto-home-and-personal-insurance/): The Schultz Group of NY provides Auto, Home, and Personal Insurance for Rochester and all of New York.
- [Meet Our Team](https://www.schultzgroupofny.com/about-us/meet-our-staff/): Get assistance from our team of insurance professionals. Our experienced and knowledgeable staff sets The Schultz Group of NY apart from other insurance agents.
- [Our Insurance Carriers](https://www.schultzgroupofny.com/about-us/our-insurance-carriers/): The Schultz Group of NY works with a select group of insurance companies in New York to give you the best pricing and coverage options.
- [About Us](https://www.schultzgroupofny.com/about-us/): [bf_ins field="company_name"]

## Posts

- [Is Your Employer-Provided Life Insurance Enough? What You Should Know](https://www.schultzgroupofny.com/article/is-your-employer-provided-life-insurance-enough-what-you-should-know): Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. I...
- [When Should I Call My Insurance Agent?](https://www.schultzgroupofny.com/article/when-should-i-call-my-insurance-agent-2): An insurance agent isn’t just someone who can sell you a policy. Whether you have a question about your coverage, need to file a claim or change your...
- [​What to Do After a Hit and Run​](https://www.schultzgroupofny.com/article/what-to-do-after-a-hit-and-run): Getting in a car accident is enough to ruin anyone’s day. But if you’re involved in a hit-and-run, the experience can be especially disorienting...
- [General Liability Insurance 101: A Foundation for Every Small Business](https://www.schultzgroupofny.com/article/general-liability-insurance-101-foundation-for-every-small-business): If you own a small business, you’ve likely heard that general liability insurance is something you should have. But what exactly does it cover,...
- [Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?](https://www.schultzgroupofny.com/article/back-to-school-season-does-your-auto-insurance-cover-teen-driver): Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important que...
- [Group Life Insurance as an Employee Benefit: What Employers Should Know](https://www.schultzgroupofny.com/article/group-life-insurance-as-an-employee-benefit-what-employers-should-know): Among the many benefits employers can offer, group life insurance is one that employees tend to genuinely value. It provides a basic level of financia...
- [Understanding Life Insurance Beneficiaries: How to Choose and When to Update](https://www.schultzgroupofny.com/article/understanding-life-insurance-beneficiaries-how-to-choose-and-when-to-update): When you purchase a life insurance policy, one of the most important decisions you’ll make is choosing who will receive the policy’s death...
- [Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles](https://www.schultzgroupofny.com/article/commercial-auto-insurance-what-business-owners-should-know-about-covering-company-vehicles): Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a st...
- [Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing](https://www.schultzgroupofny.com/article/renters-insurance-affordable-coverage-most-renters-dont-know-theyre-missing): If you rent your home, apartment, or condo, you may assume that your landlord’s insurance policy protects your belongings. Unfortunately, that...
- [Voluntary Benefits: How Offering More Options Can Set Your Business Apart](https://www.schultzgroupofny.com/article/voluntary-benefits-how-offering-more-options-can-set-your-business-apart): In today’s competitive job market, attracting and keeping talented employees often comes down to more than salary. Benefits packages play a majo...
- [Life Insurance for Stay-at-Home Parents: Why Unpaid Work Has Real Financial Value](https://www.schultzgroupofny.com/article/life-insurance-for-stay-at-home-parents-why-unpaid-work-has-real-financial-value): When families think about life insurance, the conversation often focuses on the household’s primary income earner. But what about the parent who...
- [Myths & Facts About Pumping Gas](https://www.schultzgroupofny.com/article/myths-facts-about-pumping-gas-2): For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at...
- [Cyber Liability Insurance: Does Your Small Business Really Need It?](https://www.schultzgroupofny.com/article/cyber-liability-insurance-does-your-small-business-really-need-it): When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small...
- [Does Your Auto Insurance Cover Rideshare Driving? What You Need to Know](https://www.schultzgroupofny.com/article/does-your-auto-insurance-cover-rideshare-driving-what-you-need-to-know): Rideshare driving has become a popular way for millions of Americans to earn extra income. Whether you drive for a transportation network company full...
- [What to Do If Your Car Catches On Fire?](https://www.schultzgroupofny.com/article/what-to-do-if-your-car-catches-on-fire): Car fires are uncommon but dangerous events that can quickly start and spread in a matter of minutes. By being prepared and acting quickly to evacuate...
- [Grilling Safety Tips for Propane, Charcoal and Gas Grills](https://www.schultzgroupofny.com/article/grilling-safety-tips-for-propane-charcoal-and-gas-grills): Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are...
- [Understanding Disability Insurance as Part of Your Employee Benefits Package](https://www.schultzgroupofny.com/article/understanding-disability-insurance-as-part-of-your-employee-benefits-package): When employers build group benefits packages, the conversation often centers on health insurance. But one category of coverage that deserves more atte...
- [Term vs. Whole Life Insurance: Understanding the Difference](https://www.schultzgroupofny.com/article/term-vs-whole-life-insurance-understanding-difference): When shopping for life insurance, one of the first questions you’ll face is whether to choose term life or whole life insurance. Both types prov...
- [What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?](https://www.schultzgroupofny.com/article/what-is-a-business-owners-policy-bop-and-is-it-right-for-your-business): If you own a small or medium-sized business, you’ve probably heard the term “Business Owner’s Policy” or BOP. It’s one o...
- [Summer Road Trips and Your Auto Insurance: What Every Driver Should Know](https://www.schultzgroupofny.com/article/summer-road-trips-and-your-auto-insurance-what-every-driver-should-know): School is out, the days are longer, and millions of Americans are gearing up for summer road trips. Before you load up the car and point it toward the...
- [Why Offering Group Benefits Can Help Your Business Attract and Retain Employees](https://www.schultzgroupofny.com/article/why-offering-group-benefits-can-help-your-business-attract-and-retain-employees): In today’s competitive job market, salary alone is rarely enough to attract and keep talented employees. Group benefits — including health insur...
- [Could Your Business Keep Going After a Temporary Shutdown?](https://www.schultzgroupofny.com/article/could-your-business-keep-going-after-a-temporary-shutdown): A storm damages your building. A pipe bursts overnight. A small fire forces you to close for repairs. For many small businesses, even a short shutdown...
- [When Water Damage Hit Her New Dental Office, ERIE Helped Her Get Back to Business](https://www.schultzgroupofny.com/article/when-water-damage-hit-her-new-dental-office-erie-helped-her-get-back-to-business): Dr. Yooson Kim has spent the last 20 years doing steady, careful work—helping people feel comfortable in the dentist’s chair and building a practice h...
- [Life Insurance and Major Life Events: When Should You Update Your Coverage?](https://www.schultzgroupofny.com/article/life-insurance-and-major-life-events-when-should-you-update-your-coverage): Life insurance is not a set-it-and-forget-it product. The coverage that made sense when you were single in your twenties may be very different from wh...
- [Do You Need an Insurance Agent? 15 Signs It Might Be Time](https://www.schultzgroupofny.com/article/do-you-need-an-insurance-agent-15-signs-it-might-be-time): Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations....
- [Protecting Your Business This Summer: Why Seasonal Risks Deserve a Coverage Review](https://www.schultzgroupofny.com/article/protecting-your-business-this-summer-why-seasonal-risks-deserve-a-coverage-review): For many businesses, summer is the busiest and most profitable time of year. From restaurants and retail shops to contractors and event venues, the wa...
- [National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up](https://www.schultzgroupofny.com/article/national-homeownership-month-how-to-make-sure-your-home-insurance-keeps-up): June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected. Whether you...
- [Talking Through Open Enrollment with Generation Z](https://www.schultzgroupofny.com/article/talking-through-open-enrollment-with-generation-z): Open enrollment can be confusing for any employee, but Generation Z workers may be dealing with these choices for the first time. Many are new to empl...
- [The Impact of AI on HR & Employee Benefits](https://www.schultzgroupofny.com/article/impact-of-ai-on-hr-employee-benefits): Artificial intelligence has become a key driver of business performance, changing how businesses manage group benefits and human resources. Employers...
- [5 Common Business Insurance Gaps](https://www.schultzgroupofny.com/article/5-common-business-insurance-gaps): Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It...
- [4 Ways Telematics Can Impact Car Insurance](https://www.schultzgroupofny.com/article/4-ways-telematics-can-impact-car-insurance): Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use th...
- [Do I Need Multi-State Car Insurance for Out-of-State Coverage?](https://www.schultzgroupofny.com/article/do-i-need-multi-state-car-insurance-for-out-of-state-coverage-2): In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different...
- [What to Include in a Car Emergency Kit](https://www.schultzgroupofny.com/article/what-to-include-in-a-car-emergency-kit-2): A well-stocked emergency roadside kit is a must-have item for road trippers. Stocking your car with the right things can help you get back on the road...
- [Understanding Life Insurance Riders](https://www.schultzgroupofny.com/article/understanding-life-insurance-riders): Life insurance riders are optional features that can change how a policy works. Instead of buying a completely separate policy for every concern, a ri...
- [Who Needs Professional Liability Insurance the Most?](https://www.schultzgroupofny.com/article/who-needs-professional-liability-insurance-most): Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rel...
- [Does Your Roof Affect Homeowners’ Insurance Rates?](https://www.schultzgroupofny.com/article/does-your-roof-affect-homeowners-insurance-rates): Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The...
- [Group Benefits That Support A Millennial Workforce](https://www.schultzgroupofny.com/article/group-benefits-that-support-millennial-workforce): As the largest generation in the current professional landscape, millennials bring a unique set of priorities to the modern office environment. This d...
- [5 Ways to Enhance Your Life Insurance Policy](https://www.schultzgroupofny.com/article/5-ways-to-enhance-your-life-insurance-policy): Many policyholders believe that once a life insurance policy is purchased, it must remain exactly as it was on the day the policy was issued. Neverthe...
- [Why Spring Is a Good Time to Renew Your Business Insurance](https://www.schultzgroupofny.com/article/why-spring-is-a-good-time-to-renew-your-business-insurance): Many people view spring as a natural reset point for various industries as the weather warms and customer demand begins to increase. For business owne...
- [Spring Insurance: 5 Tips for Seasonal Risks](https://www.schultzgroupofny.com/article/spring-insurance-5-tips-for-seasonal-risks): The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This...
- [Top 5 Group Benefits Driving Employee Retention In 2026](https://www.schultzgroupofny.com/article/top-5-group-benefits-driving-employee-retention-in-2026): The professional ecosystem in 2026 has experienced a remarkable transformation, making it necessary for business owners to give priority to their rete...
- [What Should I Do After Witnessing a Car Accident?](https://www.schultzgroupofny.com/article/what-should-i-do-after-witnessing-a-car-accident): Knowing what to do after witnessing a car accident can help keep you safe, assist the victims and provide an accurate account of the scene. The most i...
- [Refresh Your Financial Plan with Life Insurance](https://www.schultzgroupofny.com/article/refresh-your-financial-plan-with-life-insurance): Spring is a traditional season for cleaning and renewal, making it the perfect time to evaluate your long-term financial health. While many people foc...
- [Insurance Tips for Your Landscaping Business](https://www.schultzgroupofny.com/article/insurance-tips-for-your-landscaping-business): Landscaping businesses deal with unique challenges due to the industry’s seasonal nature and the physically demanding work crews perform every day. Yo...
- [How Landscaping Can Impact Your Homeowners' Insurance](https://www.schultzgroupofny.com/article/how-landscaping-can-impact-your-homeowners-insurance): National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and co...
- [What Happens if I Use HSA Funds for Non-Qualified Expenses?](https://www.schultzgroupofny.com/article/what-happens-if-i-use-hsa-funds-for-non-qualified-expenses): Health Savings Accounts provide tax advantages for individuals in high-deductible health plans. Following specific rules is essential for maintaining...
- [Understanding the Surrender Value of Life Insurance](https://www.schultzgroupofny.com/article/understanding-surrender-value-of-life-insurance): Managing a permanent policy involves understanding the complex financial features that affect your options. Knowing the details of your life insurance...
- [Commercial Auto Insurance Tips for Spring Delivery Fleets](https://www.schultzgroupofny.com/article/commercial-auto-insurance-tips-for-spring-delivery-fleets): Spring demand rapidly ramps up your overall delivery exposure by increasing miles driven, tightening delivery schedules, and requiring more active dri...
- [Home & Auto Spring Maintenance Checklist](https://www.schultzgroupofny.com/article/home-auto-spring-maintenance-checklist): Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a cri...
- [Beyond the Workplace: Extending Group Benefits to Families](https://www.schultzgroupofny.com/article/beyond-the-workplace-extending-group-benefits-to-families): Many companies find that offering family coverage drives employee retention. It reduces costs from frequent turnover. Employees stay loyal when employ...

## Insurance Carriers

- [Aetna Medicare Solutions](https://www.schultzgroupofny.com/insurance-companies/aetna-medicare-solutions): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Aetna Medicare Solutions provides.
- [American Collectors Insurance](https://www.schultzgroupofny.com/insurance-companies/american-collectors-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from American Collectors Insurance provides.
- [Arch Insurance](https://www.schultzgroupofny.com/insurance-companies/arch-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Arch Insurance provides.
- [Bristol West Insurance](https://www.schultzgroupofny.com/insurance-companies/bristol-west-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Bristol West Insurance provides.
- [Davis Vision](https://www.schultzgroupofny.com/insurance-companies/davis-vision): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Davis Vision provides.
- [Erie And Niagara Insurance](https://www.schultzgroupofny.com/insurance-companies/erie-and-niagara-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Erie And Niagara Insurance provides.
- [Erie Insurance](https://www.schultzgroupofny.com/insurance-companies/erie-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Erie Insurance provides.
- [Excellus BlueCross BlueShield](https://www.schultzgroupofny.com/insurance-companies/excellus-bluecross-blueshield): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Excellus BlueCross BlueShield provides.
- [Foremost Insurance](https://www.schultzgroupofny.com/insurance-companies/foremost-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Foremost Insurance provides.
- [Globe Life of New York](https://www.schultzgroupofny.com/insurance-companies/globe-life-of-new-york): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Globe Life of New York provides.
- [Hagerty Insurance](https://www.schultzgroupofny.com/insurance-companies/hagerty-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Hagerty Insurance provides.
- [The Hartford Insurance Group, Inc.](https://www.schultzgroupofny.com/insurance-companies/the-hartford): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from The Hartford Insurance Group, Inc. provides.
- [Humana, Inc.](https://www.schultzgroupofny.com/insurance-companies/humana-inc): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Humana, Inc. provides.
- [Main Street America](https://www.schultzgroupofny.com/insurance-companies/main-street-america): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Main Street America provides.
- [MVP Health Care](https://www.schultzgroupofny.com/insurance-companies/mvp-health-care): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from MVP Health Care provides.
- [National General Insurance Company](https://www.schultzgroupofny.com/insurance-companies/national-general-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from National General Insurance Company provides.
- [NYCM Insurance](https://www.schultzgroupofny.com/insurance-companies/nycm-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from NYCM Insurance provides.
- [Philadelphia Indemnity Insurance Company](https://www.schultzgroupofny.com/insurance-companies/philadelphia-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Philadelphia Indemnity Insurance Company provides.
- [Preferred Mutual Insurance](https://www.schultzgroupofny.com/insurance-companies/preferred-mutual-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Preferred Mutual Insurance provides.
- [The Progressive Corporation](https://www.schultzgroupofny.com/insurance-companies/progressive-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from The Progressive Corporation provides.
- [Renaissance Dental](https://www.schultzgroupofny.com/insurance-companies/renaissance-dental): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Renaissance Dental provides.
- [Security Mutual Group](https://www.schultzgroupofny.com/insurance-companies/security-mutual-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Security Mutual Group provides.
- [Selective Insurance](https://www.schultzgroupofny.com/insurance-companies/selective-insurance): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Selective Insurance provides.
- [ShelterPoint](https://www.schultzgroupofny.com/insurance-companies/shelterpoint): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from ShelterPoint provides.
- [UnitedHealthcare](https://www.schultzgroupofny.com/insurance-companies/unitedhealthcare): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from UnitedHealthcare provides.
- [Univera Healthcare](https://www.schultzgroupofny.com/insurance-companies/univera-healthcare): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Univera Healthcare provides.
- [VSP](https://www.schultzgroupofny.com/insurance-companies/vsp): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from VSP provides.
- [Wayne Cooperative Insurance Company](https://www.schultzgroupofny.com/insurance-companies/wayne-cooperative-insurance-company): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from Wayne Cooperative Insurance Company provides.
- [WellCare](https://www.schultzgroupofny.com/insurance-companies/wellcare-medicare): We’ve helped countless people throughout New York save money and enjoy the peace of mind that a policy from WellCare provides.