The Schultz Group of NY started in 1979. We are Independent Agents in Rochester, New York, with the ability to choose from multiple carriers for your insurance needs. We work with you in case you have a loss . . . and follow through with the insurance carrier to see that you get fair, prompt payment and service. The Schultz Group of NY represents a carefully selected group of financially strong, reputable insurance companies; therefore, we are able to offer you great insurance coverage and protection at a low price. Contact one of our licensed agents to discuss your risks and make sure you’re not overpaying for your insurance coverage. We would love to earn your business and become your trusted insurance advisor.

Posted: December 7, 2025
Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...
Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...